Financing Your Home Comfort & Safety Upgrades

FinanceIt is a point-of-sale financing provider that lets you split the cost of your HVAC or gas project into manageable monthly payments instead of paying the full amount upfront. You apply directly through FinanceIt during your project quote, and once approved, you'll receive a set monthly payment and term length based on your project amount and creditworthiness. Our team walks you through the numbers before you sign anything.

Interest rates vary based on FinanceIt's current offers, your credit profile, and how long you choose to spread payments. Promotional rates are often available. We recommend asking your FinanceIt representative about current rates and any promotions when you apply—they'll explain all the numbers upfront so you can compare options.

No—FinanceIt works with people across a wide range of credit profiles, not just those with excellent scores. Even if your credit isn't perfect, you may still qualify for a payment plan that fits your project. The application is quick and non-invasive, so there's no harm in checking your options before committing to a project. Your FinanceIt representative can walk you through exactly what to expect.

Financing is most commonly used for new installations and full system replacements—a new furnace, central air conditioning system, water heater, or major gas line project. Major repairs can sometimes qualify for financing too, depending on the scope and cost of the work involved. Ask our team about your specific situation when you receive your quote, and we'll let you know what financing options apply.

Most FinanceIt agreements allow you to pay off your balance early without any prepayment penalty. If you come into extra money or simply want to clear the balance faster than planned, you're free to do so at any time. Always confirm the exact terms in your signed agreement, but early payoff is typically encouraged and welcomed by FinanceIt.

Not at all. Many of our customers finance a new system and then keep up with annual tune-ups to protect their investment. The two work well together—you spread the equipment cost over monthly payments, and regular maintenance keeps the system efficient and its warranty valid.

We stand behind our work with warranties on both equipment and labour. If any component fails due to a manufacturing defect or our installation error, that's covered by warranty. You'll never pay interest on a system we installed incorrectly. Your FinanceIt financing is tied to the project cost, not to the warranty—they're separate.

FinanceIt is our primary financing partner and the option we know best. If you have another financing source or a different way you'd prefer to pay, talk to us—we're happy to work with you. The important thing is that your project gets done right, regardless of how you fund it.

Financing is typically designed for equipment installation or replacement projects. Smaller service calls like safety inspections or pressure testing may not qualify. When you contact us, let us know the scope of work and we can advise whether financing is an option, or whether the service cost is within reach as a one-time expense.

You'll start by working directly with our team to get a detailed quote for your project. Once you approve that quote, we'll connect you with FinanceIt, and you can apply either over the phone or online in just a few minutes. We'll keep you updated at every step and get your installation scheduled as soon as your financing is confirmed and approved.